Insurance is a hassle unless you get into an accident with your rental or your rental car is stolen, and then you’re glad to have it. If you are travelling to France via Bergerac Airport and expect to get a rental when you get there, top on your list of things to sort out must be car hire insurance.

Many people find rental car insurance hard to understand but it’s pretty simple. There is the primary coverage for car hire that is made up of the following.

Loss and collision damage waivers - Loss insurance is the kind of insurance that covers you in case your rental is stolen. Collision Waiver Insurance covers you for damage to your car when you collide with another vehicle.
Additional liabilities insurance - Also to collision or loss waiver insurance some rental companies at Bergerac Airport offer additional liability insurance. These insurance offers include personal property insurance and accidental death insurance. Personal property cover pays for loss of your belongings stolen from the rental car. Accidental death cover will ensure that your beneficiaries get compensation in case you lose your life while driving a rental car.
How do you determine the kind of insurance you need? - To determine the kind of cover you require when you rent a car consider your needs. If you do not determine what you need before approaching your rental agency you may end up getting unnecessary insurance. Keep in mind that your personal car insurance policy is enough to cover you when you use a rental car from Bergerac Airport in most cases. However, many rental agencies will not tell you this because they want to sell you their insurance. If you are using your credit card to pay for your travel expenses, you will find that many credit card companies already provide insurance for their clients. The only thing to look out for is whether the cover offered is enough for your needs.
Car hire excess - This cover protects you from excess charges in case you rental car is stolen or damaged, and you make a claim. Most rental companies at Bergerac Airport charge exorbitant rates for excess waivers. Hence, to avoid the extra costs it's always advisable that you purchase your excess cover from your insurance company before you rent a car. It's always advisable that you get zero excess insurance cover, so you are not charged anything in case of an accident.

If you travel a lot to France via Bergerac Airport and other European countries, consider getting annual insurance comprehensive cover. This annual cover is preferable to always paying for cover when you have a trip. Such a comprehensive cover will protect you for the entire year and give you peace of mind when booking rent a car services.